Work with  Longevity Standard

Longevity Standard is an independent reference framework for explaining and comparing lifetime income structures — mechanically, structurally, and under consistent assumptions — without products, recommendations, or sales incentives.

Why Plan Sponsors Use Longevity Standard

Plan sponsors and supporting teams use Longevity Standard when education must be neutral, explanations must be defensible, and long-horizon tradeoffs must be visible under stated assumptions.

LS is built for committee communication and documentation — repeatable, versioned outputs that can be shared across teams without introducing product framing or advisory relationships.

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Explain income approaches side-by-side without products, recommendations, or sales incentives

Apply consistent assumptions so structural differences are visible — not modeling artifacts

Make long-horizon tradeoffs legible: uncertainty, pooling behavior, and design rules

Support committee discussion and documentation with repeatable, versioned outputs

Share consistent explanations across committees and participant communications

Choose Your Access Path

LS is available to plan sponsors as a named benefit and to supporting teams through institutional access. If you're following the framework's development independently, you can join the updates list.

Plan 1

Institutional

For plan sponsors and supporting teams. Institutional access is designed for DC plan sponsors, consultants, record-keepers, and other supporting teams who need sponsor-safe education and repeatable explanations of lifetime income structures.

The primary deliverable is the scenario packet — a structured analytical artifact showing how a lifetime income arrangement works under stated assumptions. Packets are deterministic, versioned, and exportable, formatted for committee review and participant communication.

Scenario packets for common lifetime income questions — spending paths, pooling, longevity stress, inflation exposure

Exportable outputs: charts, metric tables, and plain-language explanations with version and run hash

Sponsor-safe educational modules and reusable communication language

Model and framework updates as the reference standard evolves

Participant-facing scenario packets using the same reference logic and assumptions as sponsor materials

Request Institutional Access

Plan 2

Individual / Self-Guided

For professionals and interested individuals in the lifetime income space. If you want to follow how the Longevity Standard framework develops — new scenario releases, model updates, and emerging analytical lenses — you can join the updates list.

This is not a planning service and does not provide individualized analysis. It is a way to stay current with a framework that is actively being built.

Public learning modules and explainers

Guided scenarios illustrating key mechanics: spending paths, variability, pooling

Notifications when new scenarios and framework updates are released

Saved references and bookmarkable topic paths

Join the Updates List

Features & Benefits

Deterministic Reference Model

LS scenarios are built on a deterministic engine with an ARVA+TIPS baseline. Inputs, mechanics, and outputs are explicit — the same assumptions produce the same results every time, supporting consistent explanation and comparison.

Structural Clarity

The framework focuses on how payout rules, backing, adjustment mechanisms, and risk-sharing shape outcomes — not on products or projections. Structural differences are visible because modeling choices are held constant.

Interpretive Lenses

Efficiency, Fairness, and Solvency provide a descriptive basis for comparing tradeoffs across structures under the same assumptions. These lenses are analytical, not evaluative — they describe what a structure does, not whether it is appropriate for a given plan.

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Pool Integrity Index (Emerging)

A developing lens for describing governance, transparency, and durability considerations in pooled-risk arrangements. Updates available to institutional subscribers as this framework matures.

Aligned Participant Materials

Participant-facing outputs use the same reference logic and assumptions as institutional materials — supporting consistent communication across committees and employees without introducing product framing.

Versioned, Exportable Outputs

Scenario packets carry a version and run hash, making outputs traceable and reproducible. As the reference standard evolves, updated packets can be produced under the same methodology.

Early Access & Updates

Stay Current. Optional updates for people who want visibility into how the LS reference framework evolves — model changes, new scenario releases, emerging interpretive lenses, and new educational implementations as they develop.

Model & Reference Implementation Updates

Updates on changes to the LS modeling layer — assumptions, mechanics, and reference implementations used for education and explanation.

Receive Model Updates

Interpretive Frameworks & Pool Integrity Index (Developing)

Preview updates on developing lenses for describing tradeoffs (Efficiency, Fairness, Solvency) and pooled-risk governance considerations (Pool Integrity Index). This content is descriptive—not ratings or recommendations.

Notify Me of Scoring Updates

Structured Walkthroughs (By Request)

A structured session using representative, non-personalized inputs to show how LS scenarios and outputs support education and documentation. Educational, not consultative.
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Request a Walkthrough

Community Learning Environment (Planned)

A moderated environment for structured discussion and shared learning using the LS reference framework—focused on interpretation, not promotion.
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Join Community Interest List

Frequently Asked Questions

Are there paid tiers?

Individual access is open during this phase. Institutional engagement (including structured walkthroughs and sponsor-oriented materials) is offered separately for plan sponsors and supporting teams.

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Can LS support committee documentation and fiduciary workflows?

LS is designed to support sponsor-safe education and repeatable, versioned outputs under stated assumptions that can be used in committee communication and documentation.

What does an institutional walkthrough involve?

A structured educational walkthrough using representative, non-personalized inputs to show how LS scenarios, assumptions, and outputs are used for explanation and documentation.

Can plan participants access LS materials?

Yes. Participant-facing modules use the same reference logic and stated assumptions as institutional materials, without product framing or recommendations.

How is LS delivered for a plan sponsor?

Through curated scenario outputs that can be used internally (committees) and, where appropriate, adapted for participants. Materials are designed to be repeatable and suitable for documentation.

Does Longevity Standard provide financial or investment advice?

No. All content is educational and comparative.

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Does Longevity Standard recommend products or providers?

No. The framework is product-agnostic.

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Work with Longevity Standard