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Why does pooling get more valuable when rates decline?
The mortality credit is driven by survival probability, not investment returns — pooling becomes relatively more valuable when financial conditions are hardest.
Questions this scenario addresses
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What this scenario computes
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What is in the packet
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Why this scenario matters
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Prerequisites
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Request this scenario packet
Scenario packets are available in two versions — a full sponsor packet for plan committee use and a simplified participant packet. Delivered as a static PDF on request.