Request a Review

Tell us what you are considering.

Or share the materials you received. We will confirm whether the product is in scope and what we need to begin.

Start Your Review

Independent LS Review

$249

  • Scope confirmed before you pay

  • Private web report and downloadable PDF

  • Human-reviewed before release

What you need

You do not need to know which documents matter.

A Review can begin with the product and issuer, or with materials such as an illustration, proposal, disclosure, contract, or rider. We will identify what else is needed from there.

  • Product name and issuer

  • Illustration

  • Proposal

  • Disclosure

  • Contract

  • Rider

Please remove account numbers, Social Security numbers, dates of birth, and other unnecessary personal information before uploading documents.

The process

From product to Review.

  1. Before you pay

    01

    Start the request

    Tell us what you are considering or share the materials you received.

  2. Before you pay

    02

    We confirm scope

    We determine whether the product is currently supported and whether anything else is needed.

  3. After payment

    03

    Complete payment

    If the Review can proceed, complete the $249 purchase.

  4. Before you pay

    04

    We investigate

    Longevity Standard combines the specific materials with independent product, company, and source research.

  5. Before you pay

    05

    Receive your Review

    Your Review is human-reviewed before release and delivered as a private web report with a downloadable PDF.

Your LS Review

A clearer view of the product you are being asked to rely on.

An LS Review may address:

  • What the product commits to provide

    The benefits and values the product is designed to deliver.

  • What can change

    Rates, settings, conditions, and other terms that may vary.

  • Costs and access

    What may reduce value or limit access to money.

  • Conditions that matter

    What must happen before particular benefits or values are available.

  • Who stands behind it

    The institution responsible for the obligation.

  • What the evidence supports

    What can be established, what remains conditional, and what is unresolved.

The opening of an LS Review: what the $100,000 is being asked to do, a one-paragraph summary of the configuration, and a strip tracing value from the money committed today through markets and insurance, costs and rules, to the cash or payments that can reach the owner.

What the product commits to provide

View full page
A cost table from an LS Review: six cost layers, from contract and underlying fund charges to the income rider, early access, distribution, and opportunity and liquidity, each with how it is measured and why it matters.

Costs and access

View full page
Four analytical questions from an LS Review: the core economic job, recurring friction, what counts as cash, and value discovered late.

What the evidence supports

View full page

From a Review in development

Behind the work

Your documents are the starting point.

Longevity Standard adds independent, source-linked product and company research to the materials you provide. Each Review is specific to the product in front of you, but the research behind it does not start from zero.

What goes into your Review

  • Your materials
  • Product research
  • Company research
  • Applicable source evidence

What comes back

Your LS Review

  • The economics are tied to the work.

    Our economics are tied to doing the investigation, not to which product you choose, how much you purchase, or whether a transaction takes place.

  • The Review investigates the product. You decide what to do.

    LS Review does not tell you whether to buy, keep, replace, surrender, or avoid a product. It does not determine personal suitability, risk tolerance, or financial-plan fit, and it does not rank products or tell you which one is “best.”

Ready to start?

Tell us what you are considering. We will confirm scope before payment.

Start Your Review